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Okay, let’s admit it. Budgeting is not the sexiest topic for anyone. It feels like becoming an accountant for your personal life. It’s boring, repetitive, and a little energy-draining. But here’s the good news - you only have to do it once a month. If you’re already in a good financial situation, budgeting might not trigger much emotion. But if you’re not - if you’re in debt, living paycheck to paycheck, or unsure where your money goes - chances are you’re avoiding it altoget

It’s funny how life unfolds sometimes. After 12 years in corporate finance, I quit my job without a backup plan. No detailed roadmap - just a deep sense that I needed a break to find some clarity. What seemed like fun at first quickly turned into a big puzzle to solve. But that puzzle became the most important project of my life. Over the last two years, I’ve experimented with more things than I ever thought I would.I got into inner work , meditated for hours, and wrote over

Back in 2020, I started a small passion project, a podcast called Making Sense with Nikhil. At the time, all I wanted was to spread awareness about something I felt was missing in most of our lives: financial literacy. I didn’t have all the answers, but I had experiences, some great, some hard, that taught me how much freedom comes from understanding money. Over the years, I learned the importance of things we often overlook: budgeting, saving, life and health insurance, eme