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Personal Finance Coach

My name is Nikhil Bahirwani

Hey there! I’m Nikhil Bahirwani, a personal finance coach and finance enthusiast with over a decade of industry experience.

My journey into personal finance and investing began with a simple realization: the best way to master money is by diving headfirst into the sea of knowledge. I spent countless hours devouring personal finance books, learning, experimenting, and finding what truly works.

But my path didn’t stop there. After years in corporate finance, I took a step back, turned inward, and invested in my own growth. I completed the Self Mastery Program I with Mischkat, attended multiple Human Labs by ISABS, and gained a deeper understanding of well-being that goes beyond just numbers. This personal journey helped me transition from corporate life into my true passion: educating and empowering people with financial literacy.

Today, my approach to money coaching blends both worlds: solid financial strategy with a deeper, more human connection. It’s not just about wealth, it’s about building clarity, confidence, and a healthier relationship with money.

Of course, life isn’t all about spreadsheets and strategies! When I’m not coaching, you’ll find me playing sports, exploring new coffee shops, or curled up with a good book, dreaming of my next adventure.

So whether you’re just starting out or looking to level up your financial journey, I’m here to guide you - with a smile, some real talk, and a whole lot of practical tools to make finance fun and empowering.

Why Invest?

Investing isn't just a choice; it's a necessity in today's world. Too often, we prioritize spending over saving and investing, falling into the trap of short-term gratification. But consider this: investing is a habit, and like any habit, it requires consistent practice. Many of us were never taught the importance of personal finance, leading to fear and uncertainty about investing our hard-earned money. However, with the right knowledge and framework, investing becomes remarkably simple. It's time to break free from the cycle of spending and debt, and instead, prioritize building wealth for a secure future.

compound interest line exponentially growing with time. idea is that patience gets reward

My Strategy

Managing money doesn’t have to feel overwhelming or complicated. My approach is designed to make personal finance clear, structured, and empowering, so you can finally feel in control.

When you work with me, you’ll walk away with:

A clear financial snapshot: understanding your income, expenses, savings, and debts.
Budgeting guidance: simple frameworks to help you track, prioritize, and manage your money effectively.
Smarter saving strategies: building consistent habits that move you closer to your goals.
Debt management support: practical steps to reduce financial stress and free up more money for the future.
A personalized roadmap: a financial plan aligned with your lifestyle and long-term aspirations.
Peace of mind with protection: ensuring the right insurance and safety nets are in place.
Wealth-building confidence: straightforward strategies to invest wisely and grow long-term wealth.
Accountability and progress: monthly check-ins to track your actions and keep you moving forward.
A healthier relationship with money: replacing confusion and fear with clarity and confidence.

This isn’t about quick wins or complicated systems. It’s about creating a solid foundation: budgeting well, saving consistently, managing debt, and investing wisely, so you can build long-term wealth and feel confident managing your finances on your own.